Debt Relief Options

Debt Relief Options from a Knowledgeable Missouri Lawyer

If your financial issues have become too much to handle, turn to a professional who can help you choose a course of action that is beneficial to you and your family and protects your future. Many organizations promote themselves as “debt relief” agencies. You have probably seen their advertisements on television or in the newspaper. You should approach these organizations with caution, though. It may be better for your particular situation if you enlist the assistance of an attorney who can work to protect your interests while helping you explore your debt relief options.

At Federer & Federer, P.C., our lawyers work hard on your behalf to protect the assets you have and to find options to help you deal with the debt that you are facing. We are skilled advocates who strive to help our clients regain control of their lives and get a fresh financial start. Our firm assists in debt relief through means other than bankruptcy. If we determine that bankruptcy may actually be in your best interests, we can refer you to a firm who excels in bankruptcy law. Otherwise, we will review your unique financial situation and determine how one of the following methods may be helpful for you. Contact us today to schedule a consultation and learn more about the debt relief services we offer.

Debt Restructuring

Our attorneys can comb through your statements and financial papers to determine the exact amount of debt that you have and how we may be able to restructure it. By carefully examining your situation and negotiating with your creditors we can determine how to restructure your debt and help you get the fresh start you deserve.

Loan Workouts

It may be possible to negotiate with lenders to revise and workout the terms of outstanding loans. If you have been delinquent on payments or are in arrears, we may be able to arrange a restructuring of the loan and find a payment schedule that better suits your financial situation.


Facing foreclosure can be overwhelming and stressful. No one wants to lose their home. If you have fallen behind on mortgage payments and have gotten a notice from a lender that you are facing possible foreclosure, you may still have options to save your house. We can help you understand your rights and the options that may be available for dealing with a foreclosure.

Contact us at either our St. Charles or St. Louis offices to set up an appointment. Let a lawyer at our firm help you understand your debt relief options and how you may be able to regain control of your finances and still avoid filing for bankruptcy.

The law offices of Federer & Federer, P.C., located in St. Charles and St. Louis, Missouri, serve clients in St. Charles County, St. Louis County, Franklin County, Lincoln County, and Jefferson County; including the cities of St. Louis, St. Charles, St. Peters, O\’Fallon, Chesterfield, Ballwin, Wildwood, Florissant, Kirkwood, Warrenton, Wentzville and Clayton.